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Loyalty Programs: Airlines | Hotels | Car Rentals
Transfer PartnersAmerican Express Membership Rewards | Chase Ultimate Rewards | Citi ThankYou Points | Marriott Bonvoy Rewards | Capital One Miles Rewards

Here’s a list of major airlines, hotels, and rental car loyalty programs. Further down, you will see a list of transfer partners for the major banks with transferable rewards programs (Amex, Chase, Citi, and Marriott Bonvoy). Make sure you’re signed up with loyalty programs for airlines, hotels, and rental car companies that you use. These programs are free to join and don’t require credit card info.

Updated 8/4/21: Reflects new Chase updates.

Airlines

If you’re looking for a tool to search flight awards, check out Point.me:  The Easiest Tool To Search Flight Awards.

Hotels

Car Rentals

Transfer Partners

American Express Membership Rewards:

Airlines

PartnerTransfer RatioTransfer Time
Aer Lingus1:1Almost Instant
Air France / KLM Flying Blue1:1Almost Instant
AeroMexico1:1.62-12 days
Air Canada Aeroplan1:1Almost Instant
Alitalia1:1Almost Instant
ANA1:12-3 days
Asia Miles1:11-3 days
Avianca LifeMiles1:1Almost Instant
British Airways Executive Club1:1Almost Instant
Delta SkyMiles® 1:1Almost Instant
Emirates1:1Almost Instant
Etihad1:1Almost Instant
Finnair Plus1:13 days
Iberia Plus1:11-3 days
Hawaiian Airlines HawaiianMiles®1:1Almost Instant
JetBlue TrueBlue™1:0.08Almost Instant
Qantas1:1Almost Instant
Qatar Airways1:1Almost Instant
SAS EuroBonus1:1Almost Instant
Singapore Airlines1:11-2 days
Virgin Atlantic® Flying Club1:11-2 days

Hotels

PartnerTransfer RatioTransfer Time
Choice Privileges Rewards1:1Almost Instant
Hilton Honors1:124 hours
Marriott Bonvoy1:12 days

Check out our AMEX Membership Rewards guide here to learn more about AMEX Membership Rewards.

Chase Ultimate Rewards®:

Airlines

PartnerTransfer RatioTransfer Time
Aer Lingus AerClub 1:1 Almost Instant
Air Canada Aeroplan1:1Almost Instant
Air France / KLM Flying Blue1:1 Almost Instant
British Airways Executive Club1:1 Almost Instant
Emirates Skywards1:1 Almost Instant
Iberia Plus1:1 Almost Instant
JetBlue TrueBlue™1:1 Almost Instant
Singapore KrisFlyer1:1 1-2 Days
Southwest Rapid Rewards1:1 Almost Instant
United MileagePlus®1:1 Almost Instant
Virgin Atlantic® Flying Club1:1 Almost Instant

Hotels

PartnerTransfer RatioTransfer Time
Hyatt World of Hyatt Points1:1Almost Instant
IHG® Rewards Club1:11 day
Marriott Rewards1:12 days
Ritz-Carlton Rewards 1:12 days

Check out our Chase Ultimate Rewards guide here to learn more about Chase Ultimate Rewards.

Citi ThankYou® Points:

PartnerTransfer RatioTransfer TimeBest Uses
Air France / KLM Flying Blue
1:1Almost instantMonthly Air France Promo Awards often represent very good value. Air France miles can be used to book Sky Team awards, including Delta awards. Air France often offers very good business class award pricing between the US and Europe & Israel.
Avianca Lifemiles1:1Almost InstantAvianca LifeMiles can be great for Star Alliance awards. They offer reasonable award prices and no fuel surcharges on awards. They also offer shorthaul awards within the US (for flying United, for example) for as few as 7,500 miles one-way. Best of all, their mixed-cabin pricing can lead to fantastic first-class award prices.
British Airways Avios1:11 to 2 daysWhile flights on British Airways itself often incur outrageously high fuel surcharges, many BA partners charge low or no fuel surcharges. Excellent value can be had in redeeming BA points for short distance flights. It's possible to move points (Avios) between Iberia, British Airways, Aer Lingus, and Qatar.
Cathay Pacific1:1Almost InstantCathay Pacific has a decent distance based award chart, but they no longer allow stopovers longer than 24 hours. Cathay Pacific Asia Miles can be a good option for booking American Airlines flights with a distance based award chart, especially if other OneWorld Alliance miles aren't available. For long distance flights, it is possible to reduce the cost of first class by adding on a business class flight.
Choice1:2InstantChoice Privileges points seem to be randomly valuable within the US, but dependably valuable internationally in expensive locations such as Scandinavia and Japan. Points can sometimes offer great value when used towards participating Preferred Hotels of the World.
Emirates Skywards1:1Almost InstantThe best use of Emirates miles has been to fly Emirates itself. Unfortunately fuel surcharges can be steep.
Etihad Guest1:11 hourEtihad has a very competitive award chart for American Airlines flights, among others. For example, they charge only 50,000 miles one-way for business class flights from North America to Europe. Partner awards must be booked over the phone.
EVA Air Infinity MileageLands1:1Almost InstantIf you want to fly one of the best business class products in the sky, the best way to snag EVA flights is with their own miles since they release more award space to their own members. One-way business class flights from the US to Taipei cost 75K to 80K miles. Fuel surcharges are very low on these routes.
Iberia Avios1:11 to 2 daysIberia offers very low award prices on their own flights. Round trip partner awards can offer good value under some circumstances as well. Fuel surcharges are often lower when booking with Iberia rather than British Airways. It's possible to move points (Avios) between Iberia, British Airways, Aer Lingus, and Qatar.
JetBlue1:1Almost Instantly JetBlue points offer the most value when cheap ticket prices are available and when award taxes are high relative to the overall cost of the ticket (more details can be found here). The JetBlue Plus Card and the JetBlue Business Card offer a 10% rebate on awards, so you can get more value by holding one of these cards.
Qantas Frequent Flyer1:11 dayBest use is probably for flights on El Al with no fuel surcharges. Also useful for short AA flights. Qantas offers distance based award charts similar to Cathay Pacific. Both are OneWorld Alliance members. Compare award prices across both programs before transferring to either. Qantas offers round the world business class awards for only 280,000 points (but with many restrictions)
Singapore Airlines KrisFlyer1:11 dayUse to book Singapore Airlines First Class awards (generally reserved for their own members), Alaska Airlines economy awards, or for Star Alliance awards (including United Airlines).
Turkish Airlines Miles & Smiles1:11 dayMiles & Smiles offers a number of awesome sweet-spot awards including 7.5K one-way anywhere within the US, even to Hawaii. Many awards cannot be booked online but can be booked via phone or email.
Virgin Atlantic Flying Club1:1Almost InstantlyVirgin Atlantic offers a few great sweet spot awards including ANA first class between the US and Japan for as low as 55K points one-way; and US to Europe on Delta One business class for 50K points one-way.
Aer Lingus Avios1:11 to 2 daysIberia offers very low award prices on their own flights. Round trip partner awards can offer good value under some circumstances as well. Fuel surcharges are often lower when booking with Iberia rather than British Airways. It's possible to move points (Avios) between Iberia, British Airways, Aer Lingus, and Qatar.
AeroMexico ClubPremier1:11- 6 daysAeroMexico is a SkyTeam partner. Club Premier points can be used to book flights on AeroMexico, SkyTeam alliance members (such as Delta or Korean Air), or on select partner airlines. Unfortunately many have reported that awards are extremely difficult to book through AeroMexico so we do not recommend transferring points to this program. If you want to fly AeroMexico, look to transfer points to another SkyTeam partner (such as Air France) and then book AeroMexico with that program.
Jet Airways Inter Miles1:1Almost InstantlyJetAirways JetPrivilege miles are useful only for a few very specific cases such as certain flights to Hawaii for as low as 15K (30K business) one-way, or to the Caribbean or Central America for as low as 10K (20K business) one-way.
Wyndham Rewards1:1Almost InstantlyWyndham often allows booking multi-room suites for the same price as a standard room. It's sometimes possible to get great value from points in that way. Bonus: award nights are not subject to resort fees. Additionally, you can book Vacasa vacation rentals for only 15K points per room per night. Wyndham Earner cards offer automatic 10% discount on award stays.

Check out our Citi ThankYou Points guide here to learn more about Citi ThankYou Points.

Marriott Bonvoy Rewards:

PartnerTransfer RatioTransfer Times
Aegean Airlines3:110 days
Aeroflot Bonus3:1Unknown
AeroMexico ClubPremier3:12 days
Air Canada Aeroplan3:15 days
Air China Phoenix Miles3:1Up to 24 hours
Air France/KLM Flying Blue3:11 day
Air New Zealand Airpoints™200:12 days
Alaska Airlines Mileage Plan®3:12 days
Alitalia MilleMiglia3:1Unknown
ANA Mileage Club3:17 days
American Airlines3:12 days
Asiana Airlines Asiana Club3:110 days
Avianca LifeMiles3:1Unknown
British Airways Executive Club3:15 days
Asia Miles™3:11-3 days
China Eastern Airlines Eastern Miles3:1Unknown
China Southern Airlines3:13 days
Copa Airlines ConnectMiles3:1Unknown
Delta SkyMiles®3:12 days
El Al3:17 days
Emirates Skywards®3:14 days
Etihad Guest3:15 days
Frontier Airlines3:1Unknown
Gol Smiles3:1Unknown
Hainan Airlines3:17 days
Hawaiian Airlines HawaiianMiles®3:12 days
Iberia Plus3:16 days
Japan Airlines JAL Mileage Bank3:17 days
Jet Airways JetPrivilege®3:1Unknown
JetBlue TrueBlue™6:11 day
LATAM Airlines LATAMPASS3:12 days
Lufthansa Miles & More3:14 days
Multiplus3:12 days
Qantas Frequent Flyer3:1Almost Instantly
Qatar Privilege Club3:13 weeks
Saudia Airlines3:1Unknown
Singapore Airlines KrisFlyer®3:17 days
South African Airways Voyager3:1Unknown
Southwest Airlines Rapid Rewards®3:12 days
TAP Air Portugal3:1Unknown
THAI Airways3:110 days
Turkish Airlines Miles&Smiles3:1Unknown
United MileagePlus®3:1.12 days
Virgin Atlantic® Flying Club3:11 day
Virgin Australia Velocity Frequent Flyer3:12 days

Check out our Marriott Bonvoy Rewards guide here to learn more about Marriott Bonvoy Rewards.

Capital One Miles Rewards:

Airlines

PartnerTransfer RatioTransfer Time
Aeromexico Club Premier1:1Almost Instant
Air Canada Aeroplan1:1Almost Instant
Avianca LifeMiles1:1Almost Instant
British Airways Avios1:1Almost instant
Cathay Pacific Asia Miles1:1Up to 36 hours
Emirates Skywards1:1Almost Instant
Etihad Guest1:1Up to 36 hours
EVA Infinity MileageLands2:1.5Up to 36 hours
Finnair Plus1:1Almost Instant
Flying Blue AIR FRANCE KLM1:1.5Almost Instant
Qantas Frequent Flyer1:1Up to 36 hours
Singapore Airlines KrisFlyer1:1Up to 36 hours
TAP Portugal1:1Almost Instant
Turkish Miles & Smiles1:11-2 days
Virgin Red1:11-2 days

Hotels

PartnerTransfer RatioTransfer Time
Accor Live Limitless2:1Up to 36 hours
Choice Privileges Rewards1:1Up to 36 hours
Wyndham1:1Up to 36 hours

Check out our Capital One Miles Guide here to learn more about Capital One Miles Rewards.

Maximize your rewards not only in Airlines, Hotels, and Car Rentals but also in Online Shopping.

It is also important to secure a Travel Insurance before traveling, go check out Chase Ultimate Rewards Travel Insurance to see a comparison of protection provided by Chase.

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