Loyalty Programs: Airlines | Hotels | Car Rentals
Transfer Partners: American Express Membership Rewards | Chase Ultimate Rewards | Citi ThankYou Points | Marriott Bonvoy Rewards | Capital One Miles Rewards
Here’s a list of major airlines, hotels, and rental car loyalty programs. Further down, you will see a list of transfer partners for the major banks with transferable rewards programs (Amex, Chase, Citi, and Marriott Bonvoy). Make sure you’re signed up with loyalty programs for airlines, hotels, and rental car companies that you use. These programs are free to join and don’t require credit card info.
Updated 8/4/21: Reflects new Chase updates.
Airlines
- Aer Lingus (Amex, Chase)
- Aeromexico Club Premier (Amex, Bonvoy, Capital One)
- Air Canada Aeroplan (Amex, Bonvoy, Capital One, Chase)
- Air France/KLM Flying Blue (Amex, Chase, Citi, Bonvoy, Capital One)
- Alaska Airlines Mileage Plan (Bonvoy)
- Alitalia MilleMiglia Club (Amex, Bonvoy, Marriott, Capital One)
- American Airlines AAdvantage (Bonvoy)
- ANA Mileage Club (Amex, Bonvoy)
- Asiana Airlines Asiana Club (Bonvoy)
- British Airways Executive Club (Amex, Capital One, Chase, Bonvoy)
- Cathay Pacific Asia Miles (Amex, Citi, Bonvoy, Capital One)
- Delta Sky Miles (Amex, Bonvoy)
- Emirates Skywards (Amex, Bonvoy, Chase, Capital One, Citi)
- Etihad Guest (Amex, Citi, Bonvoy, Capital One)
- EVA Infinity MileageLands (Capital One)
- Finnair Plus (Amex, Capital One)
- Hawaiian Airlines HawaiianMiles (Amex, Bonvoy)
- Iberia Plus (Amex, Chase, Bonvoy)
- JAL Mileage Bank (Bonvoy)
- JetBlue TrueBlue (Amex, Chase, Citi, Bonvoy, Capital One)
- LATAM Pass (Bonvoy)
- Lufthansa Miles & More — also the program of Austrian, LOT and Swiss (Bonvoy)
- Qantas Frequent Flyer (Citi, Amex, Capital One)
- Singapore Airlines KrisFlyer (Amex, Chase, Citi, Bonvoy, Capital One)
- Southwest Airlines Rapid Rewards (Chase)
- Thai Airways Royal Orchid Plus (Citi, Bonvoy)
- United MileagePlus (Chase, Bonvoy)
- Virgin America Elevate (Amex, Citi)
- Virgin Atlantic Flying Club (Amex, Chase, Citi, Bonvoy)
If you’re looking for a tool to search flight awards, check out Point.me: The Easiest Tool To Search Flight Awards.
Hotels
- Accor Live Limitless (Capital One Miles)
- Best Western Rewards
- Club Carlson
- Choice Hotels (Amex, Capital One Miles, Citi)
- Fairmont President’s Club
- Hilton HHonors (Amex, Citi)
- Hyatt Gold Passport (Chase)
- IHG Rewards Club (Chase)
- La Quinta Returns
- Ritz-Carlton Rewards (Chase)
- Marriott Bonvoy (Amex, Chase)
- Wyndham Rewards (Capital One Miles, Citi)
Car Rentals
- Alamo Insiders
- Avis Preferred
- Budget Fast Break
- Dollar Express
- Enterprise Plus
- Hertz Gold Plus Rewards
- National Emerald Club
- Thrifty Blue Chip
Transfer Partners
American Express Membership Rewards:
Airlines
| Partner | Transfer Ratio | Transfer Time |
|---|---|---|
| Aer Lingus | 1:1 | Almost Instant |
| Air France / KLM Flying Blue | 1:1 | Almost Instant |
| AeroMexico | 1:1.6 | 2-12 days |
| Air Canada Aeroplan | 1:1 | Almost Instant |
| Alitalia | 1:1 | Almost Instant |
| ANA | 1:1 | 2-3 days |
| Asia Miles | 1:1 | 1-3 days |
| Avianca LifeMiles | 1:1 | Almost Instant |
| British Airways Executive Club | 1:1 | Almost Instant |
| Delta SkyMiles® | 1:1 | Almost Instant |
| Emirates | 1:1 | Almost Instant |
| Etihad | 1:1 | Almost Instant |
| Finnair Plus | 1:1 | 3 days |
| Iberia Plus | 1:1 | 1-3 days |
| Hawaiian Airlines HawaiianMiles® | 1:1 | Almost Instant |
| JetBlue TrueBlue™ | 1:0.08 | Almost Instant |
| Qantas | 1:1 | Almost Instant |
| Qatar Airways | 1:1 | Almost Instant |
| SAS EuroBonus | 1:1 | Almost Instant |
| Singapore Airlines | 1:1 | 1-2 days |
| Virgin Atlantic® Flying Club | 1:1 | 1-2 days |
Hotels
| Partner | Transfer Ratio | Transfer Time |
|---|---|---|
| Choice Privileges Rewards | 1:1 | Almost Instant |
| Hilton Honors | 1:1 | 24 hours |
| Marriott Bonvoy | 1:1 | 2 days |
Check out our AMEX Membership Rewards guide here to learn more about AMEX Membership Rewards.
Chase Ultimate Rewards®:
Airlines
| Partner | Transfer Ratio | Transfer Time |
|---|---|---|
| Aer Lingus AerClub | 1:1 | Almost Instant |
| Air Canada Aeroplan | 1:1 | Almost Instant |
| Air France / KLM Flying Blue | 1:1 | Almost Instant |
| British Airways Executive Club | 1:1 | Almost Instant |
| Emirates Skywards | 1:1 | Almost Instant |
| Iberia Plus | 1:1 | Almost Instant |
| JetBlue TrueBlue™ | 1:1 | Almost Instant |
| Singapore KrisFlyer | 1:1 | 1-2 Days |
| Southwest Rapid Rewards | 1:1 | Almost Instant |
| United MileagePlus® | 1:1 | Almost Instant |
| Virgin Atlantic® Flying Club | 1:1 | Almost Instant |
Hotels
| Partner | Transfer Ratio | Transfer Time |
|---|---|---|
| Hyatt World of Hyatt Points | 1:1 | Almost Instant |
| IHG® Rewards Club | 1:1 | 1 day |
| Marriott Rewards | 1:1 | 2 days |
| Ritz-Carlton Rewards | 1:1 | 2 days |
Check out our Chase Ultimate Rewards guide here to learn more about Chase Ultimate Rewards.
Citi ThankYou® Points:
| Partner | Transfer Ratio | Transfer Time | Best Uses | |
|---|---|---|---|---|
| Air France / KLM Flying Blue | 1:1 | Almost instant | Monthly Air France Promo Awards often represent very good value. Air France miles can be used to book Sky Team awards, including Delta awards. Air France often offers very good business class award pricing between the US and Europe & Israel. | |
| Avianca Lifemiles | 1:1 | Almost Instant | Avianca LifeMiles can be great for Star Alliance awards. They offer reasonable award prices and no fuel surcharges on awards. They also offer shorthaul awards within the US (for flying United, for example) for as few as 7,500 miles one-way. Best of all, their mixed-cabin pricing can lead to fantastic first-class award prices. | |
| British Airways Avios | 1:1 | 1 to 2 days | While flights on British Airways itself often incur outrageously high fuel surcharges, many BA partners charge low or no fuel surcharges. Excellent value can be had in redeeming BA points for short distance flights. It's possible to move points (Avios) between Iberia, British Airways, Aer Lingus, and Qatar. | |
| Cathay Pacific | 1:1 | Almost Instant | Cathay Pacific has a decent distance based award chart, but they no longer allow stopovers longer than 24 hours. Cathay Pacific Asia Miles can be a good option for booking American Airlines flights with a distance based award chart, especially if other OneWorld Alliance miles aren't available. For long distance flights, it is possible to reduce the cost of first class by adding on a business class flight. | |
| Choice | 1:2 | Instant | Choice Privileges points seem to be randomly valuable within the US, but dependably valuable internationally in expensive locations such as Scandinavia and Japan. Points can sometimes offer great value when used towards participating Preferred Hotels of the World. | |
| Emirates Skywards | 1:1 | Almost Instant | The best use of Emirates miles has been to fly Emirates itself. Unfortunately fuel surcharges can be steep. | |
| Etihad Guest | 1:1 | 1 hour | Etihad has a very competitive award chart for American Airlines flights, among others. For example, they charge only 50,000 miles one-way for business class flights from North America to Europe. Partner awards must be booked over the phone. | |
| EVA Air Infinity MileageLands | 1:1 | Almost Instant | If you want to fly one of the best business class products in the sky, the best way to snag EVA flights is with their own miles since they release more award space to their own members. One-way business class flights from the US to Taipei cost 75K to 80K miles. Fuel surcharges are very low on these routes. | |
| Iberia Avios | 1:1 | 1 to 2 days | Iberia offers very low award prices on their own flights. Round trip partner awards can offer good value under some circumstances as well. Fuel surcharges are often lower when booking with Iberia rather than British Airways. It's possible to move points (Avios) between Iberia, British Airways, Aer Lingus, and Qatar. | |
| JetBlue | 1:1 | Almost Instantly | JetBlue points offer the most value when cheap ticket prices are available and when award taxes are high relative to the overall cost of the ticket (more details can be found here). The JetBlue Plus Card and the JetBlue Business Card offer a 10% rebate on awards, so you can get more value by holding one of these cards. | |
| Qantas Frequent Flyer | 1:1 | 1 day | Best use is probably for flights on El Al with no fuel surcharges. Also useful for short AA flights. Qantas offers distance based award charts similar to Cathay Pacific. Both are OneWorld Alliance members. Compare award prices across both programs before transferring to either. Qantas offers round the world business class awards for only 280,000 points (but with many restrictions) | |
| Singapore Airlines KrisFlyer | 1:1 | 1 day | Use to book Singapore Airlines First Class awards (generally reserved for their own members), Alaska Airlines economy awards, or for Star Alliance awards (including United Airlines). | |
| Turkish Airlines Miles & Smiles | 1:1 | 1 day | Miles & Smiles offers a number of awesome sweet-spot awards including 7.5K one-way anywhere within the US, even to Hawaii. Many awards cannot be booked online but can be booked via phone or email. | |
| Virgin Atlantic Flying Club | 1:1 | Almost Instantly | Virgin Atlantic offers a few great sweet spot awards including ANA first class between the US and Japan for as low as 55K points one-way; and US to Europe on Delta One business class for 50K points one-way. | |
| Aer Lingus Avios | 1:1 | 1 to 2 days | Iberia offers very low award prices on their own flights. Round trip partner awards can offer good value under some circumstances as well. Fuel surcharges are often lower when booking with Iberia rather than British Airways. It's possible to move points (Avios) between Iberia, British Airways, Aer Lingus, and Qatar. | |
| AeroMexico ClubPremier | 1:1 | 1- 6 days | AeroMexico is a SkyTeam partner. Club Premier points can be used to book flights on AeroMexico, SkyTeam alliance members (such as Delta or Korean Air), or on select partner airlines. Unfortunately many have reported that awards are extremely difficult to book through AeroMexico so we do not recommend transferring points to this program. If you want to fly AeroMexico, look to transfer points to another SkyTeam partner (such as Air France) and then book AeroMexico with that program. | |
| Jet Airways Inter Miles | 1:1 | Almost Instantly | JetAirways JetPrivilege miles are useful only for a few very specific cases such as certain flights to Hawaii for as low as 15K (30K business) one-way, or to the Caribbean or Central America for as low as 10K (20K business) one-way. | |
| Wyndham Rewards | 1:1 | Almost Instantly | Wyndham often allows booking multi-room suites for the same price as a standard room. It's sometimes possible to get great value from points in that way. Bonus: award nights are not subject to resort fees. Additionally, you can book Vacasa vacation rentals for only 15K points per room per night. Wyndham Earner cards offer automatic 10% discount on award stays. | |
Check out our Citi ThankYou Points guide here to learn more about Citi ThankYou Points.
Marriott Bonvoy Rewards:
| Partner | Transfer Ratio | Transfer Times |
|---|---|---|
| Aegean Airlines | 3:1 | 10 days |
| Aeroflot Bonus | 3:1 | Unknown |
| AeroMexico ClubPremier | 3:1 | 2 days |
| Air Canada Aeroplan | 3:1 | 5 days |
| Air China Phoenix Miles | 3:1 | Up to 24 hours |
| Air France/KLM Flying Blue | 3:1 | 1 day |
| Air New Zealand Airpoints™ | 200:1 | 2 days |
| Alaska Airlines Mileage Plan® | 3:1 | 2 days |
| Alitalia MilleMiglia | 3:1 | Unknown |
| ANA Mileage Club | 3:1 | 7 days |
| American Airlines | 3:1 | 2 days |
| Asiana Airlines Asiana Club | 3:1 | 10 days |
| Avianca LifeMiles | 3:1 | Unknown |
| British Airways Executive Club | 3:1 | 5 days |
| Asia Miles™ | 3:1 | 1-3 days |
| China Eastern Airlines Eastern Miles | 3:1 | Unknown |
| China Southern Airlines | 3:1 | 3 days |
| Copa Airlines ConnectMiles | 3:1 | Unknown |
| Delta SkyMiles® | 3:1 | 2 days |
| El Al | 3:1 | 7 days |
| Emirates Skywards® | 3:1 | 4 days |
| Etihad Guest | 3:1 | 5 days |
| Frontier Airlines | 3:1 | Unknown |
| Gol Smiles | 3:1 | Unknown |
| Hainan Airlines | 3:1 | 7 days |
| Hawaiian Airlines HawaiianMiles® | 3:1 | 2 days |
| Iberia Plus | 3:1 | 6 days |
| Japan Airlines JAL Mileage Bank | 3:1 | 7 days |
| Jet Airways JetPrivilege® | 3:1 | Unknown |
| JetBlue TrueBlue™ | 6:1 | 1 day |
| LATAM Airlines LATAMPASS | 3:1 | 2 days |
| Lufthansa Miles & More | 3:1 | 4 days |
| Multiplus | 3:1 | 2 days |
| Qantas Frequent Flyer | 3:1 | Almost Instantly |
| Qatar Privilege Club | 3:1 | 3 weeks |
| Saudia Airlines | 3:1 | Unknown |
| Singapore Airlines KrisFlyer® | 3:1 | 7 days |
| South African Airways Voyager | 3:1 | Unknown |
| Southwest Airlines Rapid Rewards® | 3:1 | 2 days |
| TAP Air Portugal | 3:1 | Unknown |
| THAI Airways | 3:1 | 10 days |
| Turkish Airlines Miles&Smiles | 3:1 | Unknown |
| United MileagePlus® | 3:1.1 | 2 days |
| Virgin Atlantic® Flying Club | 3:1 | 1 day |
| Virgin Australia Velocity Frequent Flyer | 3:1 | 2 days |
Check out our Marriott Bonvoy Rewards guide here to learn more about Marriott Bonvoy Rewards.
Capital One Miles Rewards:
Airlines
| Partner | Transfer Ratio | Transfer Time |
|---|---|---|
| Aeromexico Club Premier | 1:1 | Almost Instant |
| Air Canada Aeroplan | 1:1 | Almost Instant |
| Avianca LifeMiles | 1:1 | Almost Instant |
| British Airways Avios | 1:1 | Almost instant |
| Cathay Pacific Asia Miles | 1:1 | Up to 36 hours |
| Emirates Skywards | 1:1 | Almost Instant |
| Etihad Guest | 1:1 | Up to 36 hours |
| EVA Infinity MileageLands | 2:1.5 | Up to 36 hours |
| Finnair Plus | 1:1 | Almost Instant |
| Flying Blue AIR FRANCE KLM | 1:1.5 | Almost Instant |
| Qantas Frequent Flyer | 1:1 | Up to 36 hours |
| Singapore Airlines KrisFlyer | 1:1 | Up to 36 hours |
| TAP Portugal | 1:1 | Almost Instant |
| Turkish Miles & Smiles | 1:1 | 1-2 days |
| Virgin Red | 1:1 | 1-2 days |
Hotels
| Partner | Transfer Ratio | Transfer Time |
|---|---|---|
| Accor Live Limitless | 2:1 | Up to 36 hours |
| Choice Privileges Rewards | 1:1 | Up to 36 hours |
| Wyndham | 1:1 | Up to 36 hours |
Check out our Capital One Miles Guide here to learn more about Capital One Miles Rewards.
Maximize your rewards not only in Airlines, Hotels, and Car Rentals but also in Online Shopping.
It is also important to secure a Travel Insurance before traveling, go check out Chase Ultimate Rewards Travel Insurance to see a comparison of protection provided by Chase.
