Current Rakuten offer: New members who join through a referral link can earn a signup bonus after spending a set minimum through the portal within 90 days, and the person who referred them earns the same bonus. Amounts change several…

If you rent or pay a mortgage, Bilt Rewards is worth understanding, because it is one of the only programs that lets you earn flexible travel points on your single biggest monthly expense. Flexible points are the kind you can…

All information about American Express has been collected independently by Travel Freely. If you fly Delta, the simplest way to use your Delta SkyMiles® is to book Delta flights right on delta.com, where your miles work a lot like cash.…

Zac and his family are moving to the south of France for a year, all made possible by points and miles. Here's the full story, plus how he's booking it.

Check out the Top 6 Reasons why the Chase Sapphire Preferred® is our #1 personal card. Great signup bonus and transfer partners. It's the single best "starter card" for beginners.

Am I eligible for a small business credit card? One of the easiest ways to maximize points is to get a business credit card. By getting just one business card, you can get a BIG bump to your points and…

How to Apply for a Business Credit Card

This is an updated guide to cover the ways to earn and spend American Airlines AAdvantage miles as well as the key details of elite status in terms of how to earn it and what benefits to expect.

Loyalty Programs: Airlines | Hotels | Car Rentals Transfer Partners: American Express Membership Rewards® | Bilt Rewards | Chase Ultimate Rewards® | Citi ThankYou® Points | Marriott Bonvoy® Rewards | Capital One Miles® Rewards | Wells Fargo Here’s a list of…

If you end up getting denied or having a pending application, there’s no reason to worry. You still have some options. It's best to make a phone call ASAP.